How much could your business grow if you could access the funds tied up in your invoices now?
Trade blue-chip invoices on our platform to release cashflow without delay. You decide which invoices to trade and when. Simply upload your invoice to the platform, the invoice will trade next day and funds are transferred same day. It’s that simple.
The mechanism is fundamentally different to traditional finance – it’s exceptionally fast to arrange, is highly flexible and funding is secured on the strength of the contract rather than a traditional charge on assets.
There are no restrictions due to Debtor Concentration and Geography Risk (export country) and Personal Guarantees are not required.
Before each trade you agree your preferred maximum cost of credit. Timely settlements by your customers over multiple trades translate into a lower cost of credit.
It works in tandem with an Invoice Discounting Facility. Individual large Debtors can be ‘carved out’ or ‘waived’ from an existing ID Facility to trade on the InvoiceFair platform. Debtor Concentration funding limitations are the key reason companies carve out a large Debtor.
Unrestricted growth funding for ambitious companies
Why choose InvoiceFair?
InvoiceFair is a transparent and easy to use online funding platform which gives your business fast access to unrestricted working capital.
The solutions are backed with over 75 years of experience in managing and scaling businesses.
This is not invoice factoring, nor is it invoice discounting. InvoiceFair provides alternative finance solutions that can help SMEs accelerate growth. Our digital marketplace is funded by a pool of institutional investors with an appetite to purchase Receivables as an asset class – Invoices, Purchase Orders, Contracts and Recurring Revenue.
Our team of highly experienced Accountants will help you fully optimise your cashflow for transformational growth.
Control
- Choose the invoices you want to sell and set the reserve
- No personal guarantees
- No concentration or geographic limits
- No lock-ins or audit fees
Speed
- Our expert team will get you on-boarded in 48 hours
- Once approved, upload your invoice and receive cash in as little as 24 hours
Transparent
- Our fee is a % of the invoice amount which is agreed in advance
- The discount is driven by the quality of your debtors and your trading track record
- Competing buyers drive down the price, lowering your cost of credit
Consultative
- Expert consultative team
- Benefit from a range of tailored solutions
What are the costs?
You are in control of the costs. No hidden fees.
Processing Fee
Fees are agreed with you in advance. The Processing fee is based on a % of the receivable amount depending on volume and duration.
Discount Fee
Capped by you setting the maximum cost of finance. Investor appetite drives down the cost of finance over time.
Is my company eligible?
- You have a
Limited Company
- Minimum turnover
€1m p.a.
- Minimum invoice size of
€30,000
- Average monthly revenue of
€100,000
- Minimum trading history
1 year
The InvoiceFair platform welcomes companies from all industries and company sizes.